Why Social Security’s 2026 COLA Could Create a Lose-Lose Situation
The Dreaded Lose-Lose Scenario Is a Near-Certainty With Social Security’s 2026 Cost-of-Living Adjustment (COLA) As we approach the end of 2025, Social Security beneficiaries are bracing for the 2026 Cost-of-Living Adjustment (COLA), which is projected to be the lowest in recent years. While any increase is welcomed, the anticipated COLA may not keep pace with the rising costs of essential expenses, leading to a potential “lose-lose” situation for many recipients. Understanding the 2026 COLA Projection Based on current estimates, the …