Singapore Extends 4% CPF Interest Floor: What It Means for Your Retirement & MediSave
Singapore Extends 4% CPF Interest Rate Floor – Boost for Retirement & Healthcare Savings Introduction & Significance In mid‑2025, the Singapore government reaffirmed its commitment to securing stable returns on citizens’ CPF (Central Provident Fund) retirement and healthcare savings by extending the 4% interest rate floor for its Special, MediSave, and Retirement Accounts (SMRA). This decision has substantial implications for how CPF balances grow, especially in a low interest environment globally. For many Singaporeans, CPF contributions form the backbone of …