Canada Federal Benefits Payment Schedule for November 2025 – CRA Dates to Know

Canada CRA Payment Dates Coming in November 2025: Official Schedule for Various Federal Benefits

As November 2025 approaches, Canadians can anticipate several key benefit payments from the Canada Revenue Agency (CRA). These payments, which support families, individuals, and workers, are part of the government’s ongoing commitment to financial assistance. Here’s a comprehensive guide to the official CRA payment schedule for November 2025.

1. Canada Child Benefit (CCB)

The Canada Child Benefit is a tax-free monthly payment aimed at helping families with the cost of raising children under 18. For the benefit year from July 2025 to June 2026, the CCB is calculated based on your adjusted family net income (AFNI) from your 2024 tax return.

• Eligibility: Families with children under 18 years of age.
• Payment Date: November 20, 2025.
• Amount: Varies based on AFNI and number of children. For instance, families with an AFNI under $37,487 can receive up to $7,997 per year for each child under 6, and $6,748 per year for each child aged 6 to 17.

To ensure timely payments, families should file their 2024 tax returns promptly and keep their information up to date with the CRA.

2. Goods and Services Tax / Harmonized Sales Tax (GST/HST) Credit

The GST/HST credit is a quarterly payment designed to offset the GST or HST that individuals with low or modest incomes pay. The credit is calculated based on your AFNI from your 2024 tax return.

• Payment Dates: November 5, 2025.
• Amount: Up to $533 for single individuals, $698 for married or common-law couples, and $184 for each child under 19 years of age, depending on AFNI.

To receive the credit, ensure your 2024 tax return is filed and processed by the CRA.

3. Canada Workers Benefit (CWB) – Advanced Payments

The Canada Workers Benefit is a refundable tax credit that provides financial assistance to low-income individuals and families who are in the workforce.

• Advanced Payment Dates: November 10, 2025.
• Eligibility: Workers who meet the income thresholds and are eligible for the CWB based on their 2024 tax return.

The CRA automatically determines eligibility for advanced payments based on the information provided in your tax return.

4. Ontario Trillium Benefit (OTB)

The Ontario Trillium Benefit combines three credits: the Ontario Energy and Property Tax Credit (OEPTC), the Northern Ontario Energy Credit (NOEC), and the Ontario Sales Tax Credit (OSTC).

• Payment Date: November 10, 2025.
• Eligibility: Ontario residents who meet the income and residency requirements.

The amount varies based on income, age, and whether the individual or their spouse is a senior.

5. Alberta Child and Family Benefit (ACFB)

The Alberta Child and Family Benefit is a monthly payment to help families with the cost of raising children under 18.

• Payment Date: November 27, 2025.
• Eligibility: Alberta residents with children under 18 years of age.

The amount is based on family income and the number of children in the household.

6. Canada Disability Savings Program (CDSP)

The Canada Disability Savings Program includes the Canada Disability Savings Grant (CDSG) and the Canada Disability Savings Bond (CDSB), which are contributions made to a Registered Disability Savings Plan (RDSP).

• Payment Date: November 28, 2025.
• Eligibility: Individuals with a disability who have an RDSP and meet the income requirements.

The amount varies based on family income and the contributions made to the RDSP.

7. Required Tax Instalments for Individuals

For individuals who are required to make quarterly tax instalments, the next due date is:

• Due Date: December 15, 2025.
• Eligibility: Individuals who have been notified by the CRA that they need to make instalment payments.

Payments can be made through various methods, including online banking, debit, and credit card.

Tips to Ensure Timely Payments

To ensure you receive your benefits and credits on time:

• File Your Tax Return: Ensure your 2024 tax return is filed promptly and accurately.
• Update Your Information: Keep your personal information, including direct deposit details, up to date with the CRA.
• Monitor Payment Status: Use the CRA’s “My Account” service to track the status of your payments.
• Be Aware of Holidays: Be mindful of public holidays that may affect payment processing times.

Conclusion

The CRA’s November 2025 payment schedule includes a variety of benefits designed to support Canadian families, individuals, and workers. By staying informed and ensuring your information is up to date, you can make the most of these financial supports. For the most accurate and personalized information, always refer to the official CRA website or contact the CRA directly.

FAQs